October 30, 2014

Important information about the Home Depot Data Breach

It seems like every time you turn on the news you hear about another company having a data breach. The good news is you can trust that Platte Valley Bank is continually working to protect your account.

Business Banking

Checking & Investment Accounts

Minimum Balance Business Checking
Platte Valley Bank's Business Checking is a non-interest bearing account designed for businesses and for non-profit organizations with moderate checking needs. The tiered pricing matrix for this account is based upon monthly debit transactions and deposited item transaction volume.
 
Each month, your account will automatically be placed in the appropriate tier, based upon the highest level of debit transactions or deposited items in that month. This provides you with the ultimate flexibility if your business experiences substantial changes in activity from one season to another.
The maintenance charge for each tier is waived if the required minimum balance is maintained. And, Platte Valley Bank also takes into consideration your average balance when calculating monthly maintenance charges. Your full month's deposits are taken into consideration, even if your account falls below the minimum for part of the month. 
Business NOW and Business Super NOW Checking
Platte Valley Bank's Negotiable Order of Withdrawal (NOW) Account is an interest bearing account available only to those entities who qualify under regulatory guidelines. Qualifying entities include not-for-profit organizations and personally owned businesses where the owner would qualify for a NOW account.
Commercial Analysis Checking 
This is the checking service recommended for businesses with large checking and/or deposited item volume. Accounts receive credit for balances, and activity fees are based upon item volume. Commercial Analysis Checking is a non-interest bearing account designed for businesses and for non-profit organizations with moderate checking needs.  Platte Valley Bank's Account Reconciliation program, Balance Inquiry and Wire Transfer services provide data and control required to professionally manage more active accounts. 
Money Market Savings
The Money Market Savings account allows a limited number of transactions on a monthly basis. This account offers a great rate of interest on excess collected balances combined with liquidity and safety. Interest rates are paid on a tiered basis; the greater the collected account balance, the higher the earnings. 
Premier Money Market 
Earn a current market rate with insured safety by investing in Platte Valley Bank's Premier Money Market account. Join the many people who have selected this account as an important investment for their personal needs. 
High Yield. With rates reflecting national money market trends, you'll earn interest that is competitive with money market mutual funds and other money market accounts. Interest is compounded monthly, with higher collected balances earning higher interest rates.* 
You can open your Premier Money Market Account with as little as $5,000. Additional deposits can be made at any time, with interest paid based on collected balances.* 
See or call your Consumer Banker for details and current rates. 
Unlike most money market accounts, you will not be subject to any service charges or penalty fees should your collected balance fall below $5,000.* However your account will not carry interest on those days when the collected balance is less than $5,000.  
Easy Access. You can access your account by check**, in person at any Platte Valley Bank office, or with your Platte Valley ATM Card, 24 hours a day at any Platte Valley Bank ATM in Nebraska or Wyoming and at Tri-County Bank in Cheyenne, WY, or 30,000 automatic teller machine locations nationwide.**** 
*The "collected balance" on accounts is derived after all transactions have been posted to the account. The collected balance reflects only those funds which have been collected by us. 
**Subject to regulatory limitations. Ask for details. 
***Penalty for early withdrawal on CDs. 
****All transactions at Platte Valley Bank are free.  Foreign transaction surcharge fees at ATMs not owned by Platte Valley Bank will be reimbursed by us and deposited to your account. 
ÜAccounts qualifying for "Relationship Banking" benefits are those on which the depositor is the primary account holder. Some restrictions apply. 
Personal Checking Accounts
Platte Valley Bank has six Personal Checking Accounts for you to choose from designed with your lifestyle in mind.
Services Available with Every Checking Plan
ï FREE Standard NetBANKING
ï FREE Bill Pay
ï FREE eStatements
ï FREE 3-ring notebook with 12 month tabs
ï FREE use of our 24-Hour ATMs*
ï FREE Platte Valley ATM Card*, no annual fee
ï FREE Check & Cash Debit Card*, no annual fee
ï FREE Identity Theft Resolution Insurance
Value Checking
Your Basic Checking!
$100 minimum deposit to open.
ï No minimum balance
ï Unlimited check writing
ï No per check charge
ï First 160 corporate duplicate checks are free
ï Monthly statement provided without check images, or Go Green with eStatements
ï No Monthly Service Charge
Minimum Balance Checking
Low $100 Minimum!
$100 minimum deposit to open.
ï Low minimum balance of $100
ï Unlimited check writing
ï No per check charge
ï Earn Interest on all your collected balance**
ï No monthly service charge with a low minimum balance of $100 in checking or a $1,000 in a Regular Savings Account
ï Imaged checks returned with monthly statement or Go Green with eStatements
ï For accounts not meeting either of the monthly minimum balances, there is a monthly Service Charge of $14.00
NOW Account
Unlimited Check Writing With Interest.
$100 minimum deposit to open.
ï Low minimum balance of $250 or $1,000 average collected balance**
ï Unlimited check writing
ï No per check charge
ï Earn Interest on all your collected balance**
ï Imaged checks returned with monthly statement or Go Green with eStatements
ï For accounts not meeting the low minimum or average collected balance,** there is a monthly Service Charge of $14.00
Super NOW Account
Earn Higher Interest With Higher Balances.
$100 minimum deposit to open.
ï Low minimum balance of $1,000 or $2,500 average collected balance**
ï Unlimited check writing
ï No per check charge
ï Earn Interest on all your collected balance**
ï Earn higher rates with larger balances
ï Imaged checks returned with monthly statement, or Go Green with eStatements
ï For accounts not meeting the low minimum or average collected balance,** there is a monthly Service Charge of $14.00
Platte Valley Plus Account
Worry Free, Hassle Free Checking!
$100 minimum deposit to open.
The Platte Valley Plus Account offers a ìRelationship Bankingî**** feature. Pay no monthly service charge by keeping $5,000.00 or more in any combinations of accounts.
ï Earn interest on all your collected balance**
ï Unlimited check writing
ï No per check charge
ï Free corporate duplicate or wallet style checks
ï Imaged checks returned with monthly statement, or Go Green with eStatements
ï One Signature Travelers Checks, no fee
ï Cashiers checks - 3 per month at no charge
ï VISAÆ Gold with no annual fee (With approved credit)
ï Discount on other personal style checks
ï Postage paid bank-by-mail
ï For accounts not meeting the minimum ìRelationship Bankingî**** balance of $5,000.00 a monthly Service Charge of $10.00
Ambassador 50 Account
Premier Services For People 50 and Better!
$100 minimum deposit to open.
The Ambassador 50 Account offers a ìRelationship Bankingî**** feature. Pay no monthly service charge by keeping $10,000.00 or more in any combinations of accounts.
ï Earn interest on all your collected balance**
ï Earn higher rates with larger balances
ï Unlimited check writing
ï No per check charge
ï Free corporate duplicate or wallet style checks
ï Imaged checks returned with monthly statement
ï One Signature Travelers Checks, no fee
ï Cashiers checks - 3 per month at no charge
ï VISAÆ Gold with no annual fee (With approved credit)
ï Receive discount credit on new Safe deposit box rental for the first year
ï Postage paid bank-by-mail
ï For accounts not meeting the minimum ìRelationship Bankingî**** balance of $10,000.00 a monthly Service Charge of $5.00
Relationship Banking****
Accounts qualifying for ìRelationship Bankingî**** benefits are: any Platte Valley Bank checking, savings, money market, IRA, certificate of deposit and trust services. Accounts qualifying are those on which the depositor is the primary account holder.
Any investments offered through Platte Valley Investment Center, Inc., Raymond James Financial Services, Inc. in Scottsbluff, NE, also qualify. These funds are not deposits, not insured by FDIC or any other governmental agencies, not guaranteed by the financial institution, and are subject to risk and may lose value.
For more information contact a Consumer Banker at any of our locations.
*All transactions at Platte Valley Bank ATMs are free. Foreign transaction surcharge fees at ATMs not owned by Platte Valley Bank will be reimbursed by us and deposited to your account.
**The ìcollected balanceî on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.
***The Bank may at its discretion refuse to pay any checks presented or to suspend this accommodation at any time.
****Accounts qualifying for ìRelationship Checkingî benefits are those on which the depositor is the primary account holder. Some restrictions apply
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Services Available with Every Checking Plan

 

  • FREE NetBANKING
  • FREE mobile banking
  • FREE online bill pay
  • FREE eStatements
  • FREE ATMs anywhere*
  • FREE Platte Valley Check & Cash Debit Card



Business Benefit Checking

Platte Valley Bank's Business Benefit Checking is available to the following entities: not-for-profit organizations, not-for-profit corporations, not-for profit associations, and personally owned businesses such as a sole proprietorship. A personally owned business that is identified as a limited liability company, corporation, or partnership entity is not eligible for this account.

  • Minimum balance of $250.00
  • Monthly service charge of $14.00 if account balance falls below $250.00
  • Earn interest on collected balances ** above $500.00 based on three tiers
  • Monthly statement provided with images
  • Unlimited check writing
  • No per check charge


Business Plus Checking

Platte Valley Bank's Business Plus Checking is a non-interest bearing account designed for businesses and non-profits with moderate checking needs. This account is not recommended for customers with significant account activity.

 

(Please refer to our Business Premium Checking.)

  • Placed automatically into tiered pricing matrix monthly based on number of transactions and deposited items
  • Monthly maintenance charge waived if the required minimum balance of tier is met based on average monthly balance. ***
  • Monthly statement proivded with images
  • Excessive activity fee: $0.20 per item for transactions/deposits that exceed Tier III monthly limits


Business Premium Checking

Business Premium Checking is a service recommended for businesses with large checking and/or deposited item volumes. Accounts receive credit for balances, and activity fees are based upon item volume. Our account reconciliation program, balance inquiry and wire transfer services provide data and control required to professionally manage more active accounts.


*All transactions at Platte Valley Bank ATMs are free. Foreign transaction surcharge fees at ATMs not owned by Platte Valley Bank will be reimbursed by us and deposited to your account.
**The "collected balance" on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.
***The average monthly balance takes into consideration your full month’s deposits, even if your account falls below the minimum balance for the part of the month.