Home LoansWelcome to the Most Extensive Menu of Home Loan Options in Western Nebraska & Eastern Wyoming.
First Time Home Buyer Programs
Our USDA/NIFA program is a long-term fixed rate loan for future homeowners that have not owned a home as their primary residence in the last three years. This popular program is an excellent way to purchase your first home. Qualifying is easy and 100% financing is available. Some restrictions may apply.
This easy qualifying loan is an outstanding program for Veterans, Active Military, National Guard, and Reservists, which features 100% financing on loans used to purchase a home.
In House Conventional Loans
Our flexible In-House loans are tailored to your individual situation. The loans feature excellent rates and best of all they are serviced right in the bank by our highly experienced servicing staff.
Secondary Market Loans
We maintain a network of secondary market sources that makes it possible for us to offer a vast array of specialized mortgage products. We offer nationally competitive rates here at Platte Valley Bank.
As Western Nebraska's leading source for construction financing we have literally funded the growth in residential housing in the area. Our experienced lenders will guide you step by step from acquiring the site to moving into your new dream home.
We understand that it can be a challenge to relocate when you still have a home to sell. Our lending professionals are experienced in working out short-term financing to get you settled in your new home as quickly and easily as possible.
The equity in your home becomes a liquid asset with a reverse mortgage. If you are at least 62 years of age you may qualify for a loan that frees up the equity in your home for living expenses, major purchases, or any worthwhile purpose with no monthly payment required while you occupy the home as your primary residence. Our home loan professionals have all of the details.
Home Equity Loans
Whether you need money for college expenses, home improvements, a vacation, or any other purpose a home equity loan may be the answer, and the interest may be tax deductible (consult your tax advisor).