April 17, 2014
Personal Banking

Personal Checking

 

Personal Checking Accounts
Platte Valley Bank has six Personal Checking Accounts for you to choose from designed with your lifestyle in mind.  
Services Available with Every Checking Plan 
ï FREE Standard NetBANKING
ï FREE Bill Pay
ï FREE eStatements 
ï FREE 3-ring notebook with 12 month tabs
ï FREE use of our 24-Hour ATMs*
ï FREE Platte Valley ATM Card*, no annual fee
ï FREE Check & Cash Debit Card*, no annual fee
ï FREE Identity Theft Resolution Insurance
Value Checking
Your Basic Checking! 
$100 minimum deposit to open. 
ï No minimum balance
ï Unlimited check writing
ï No per check charge
ï First 160 corporate duplicate checks are free
ï Monthly statement provided without check images, or Go Green with eStatements
ï No Monthly Service Charge  
Minimum Balance Checking
Low $100 Minimum! 
$100 minimum deposit to open. 
ï Low minimum balance of $100
ï Unlimited check writing
ï No per check charge
ï Earn Interest on all your collected balance**
ï No monthly service charge with a low minimum balance of $100 in checking or a $1,000 in a Regular Savings Account
ï Imaged checks returned with monthly statement or Go Green with eStatements
ï For accounts not meeting either of the monthly minimum balances, there is a monthly Service Charge of $14.00  
NOW Account
Unlimited Check Writing With Interest.
$100 minimum deposit to open.
ï Low minimum balance of $250 or $1,000 average collected balance**
ï Unlimited check writing
ï No per check charge
ï Earn Interest on all your collected balance**
ï Imaged checks returned with monthly statement or Go Green with eStatements
ï For accounts not meeting the low minimum or average collected balance,** there is a monthly Service Charge of $14.00  
Super NOW Account
Earn Higher Interest With Higher Balances. 
$100 minimum deposit to open. 
ï Low minimum balance of $1,000 or $2,500 average collected balance**
ï Unlimited check writing
ï No per check charge
ï Earn Interest on all your collected balance**
ï Earn higher rates with larger balances
ï Imaged checks returned with monthly statement, or Go Green with eStatements
ï For accounts not meeting the low minimum or average collected balance,** there is a monthly Service Charge of $14.00  
Platte Valley Plus Account
Worry Free, Hassle Free Checking! 
$100 minimum deposit to open. 
The Platte Valley Plus Account offers a ìRelationship Bankingî**** feature. Pay no monthly service charge by keeping $5,000.00 or more in any combinations of accounts. 
ï Earn interest on all your collected balance**
ï Unlimited check writing
ï No per check charge
ï Free corporate duplicate or wallet style checks
ï Imaged checks returned with monthly statement, or Go Green with eStatements
ï One Signature Travelers Checks, no fee
ï Cashiers checks - 3 per month at no charge
ï VISAÆ Gold with no annual fee (With approved credit)
ï Discount on other personal style checks
ï Postage paid bank-by-mail
ï For accounts not meeting the minimum ìRelationship Bankingî**** balance of $5,000.00 a monthly Service Charge of $10.00
  
Ambassador 50 Account
Premier Services For People 50 and Better! 
$100 minimum deposit to open. 
The Ambassador 50 Account offers a ìRelationship Bankingî**** feature. Pay no monthly service charge by keeping $10,000.00 or more in any combinations of accounts. 
ï Earn interest on all your collected balance**
ï Earn higher rates with larger balances
ï Unlimited check writing
ï No per check charge
ï Free corporate duplicate or wallet style checks
ï Imaged checks returned with monthly statement
ï One Signature Travelers Checks, no fee
ï Cashiers checks - 3 per month at no charge
ï VISAÆ Gold with no annual fee (With approved credit)
ï Receive discount credit on new Safe deposit box rental for the first year
ï Postage paid bank-by-mail
ï For accounts not meeting the minimum ìRelationship Bankingî**** balance of $10,000.00 a monthly Service Charge of $5.00
  
Relationship Banking**** 
Accounts qualifying for ìRelationship Bankingî**** benefits are: any Platte Valley Bank checking, savings, money market, IRA, certificate of deposit and trust services. Accounts qualifying are those on which the depositor is the primary account holder. 
Any investments offered through Platte Valley Investment Center, Inc., Raymond James Financial Services, Inc. in Scottsbluff, NE, also qualify. These funds are not deposits, not insured by FDIC or any other governmental agencies, not guaranteed by the financial institution, and are subject to risk and may lose value.
For more information contact a Consumer Banker at any of our locations. 
 
*All transactions at Platte Valley Bank ATMs are free.  Foreign transaction surcharge fees at ATMs not owned by Platte Valley Bank will be reimbursed by us and deposited to your account. 
**The ìcollected balanceî on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us. 
***The Bank may at its discretion refuse to pay any checks presented or to suspend this accommodation at any time. 
****Accounts qualifying for ìRelationship Checkingî benefits are those on which the depositor is the primary account holder. Some restrictions apply 
To the top ª
Platte Valley Bank has six Personal Checking Accounts for you to choose from designed with your lifestyle in mind.
     
Services Available with Every Checking Plan 
       
  • Unlimited Check writing
  • No per check charge
  • FREE NetBANKING
  • FREE mobile banking
  • FREE online bill pay
  • FREE eStatements 
  • FREE ATMs anywhere*
  • FREE Platte Valley Check & Cash Debit Card
       


Value Checking
  • No minimum balance
  • No monthly service charge
  • Monthly statement provided without check images, or go green with eStatements
       

 
Advantage Checking       
  • Minimum balance of $200.00
  • Service Charge of $14.00 if account balance falls under minimum requirement
  • Earn Interest on collected balance above $500.00**
  • Monthly statement provided with images
        

 
Optimum Checking

  • Minimum balance of $1,000.00
  • Service charge of $12.00 if account balance falls under the minimum requirement
  • Avoid service charge with Relationship Banking*** balance of $5,000.00
  • Earn interest based on three tiers of collected balance**
  • Monthly statement provided with images
        

 
Prime Checking     
  • For those customers age 50+
  • Service charge of $7.00
  • Avoid service charge with Relationship Banking*** balance of $10,000.00
  • Earn interest on collected blance**
  • Monthly statement provided with images
  • FREE checks
  • One signature travelers cheques, no fee
  • Cashiers checks - 3 per month at no charge
       
         

 
Relationship Banking***
Your relationship with Platte Valley Bank is important to us, so we created Relationship Banking to show you just how much we value your business.

 

When you are the primary account holder and hold a certain qualified balance in any of the following accounts at Platte Valley Bank, it can mean extra benefits for you:

 
     
  • Any checking account
  • Any savings account
  • Money Market account
  • Any IRA
  • Any Certificate of Deposit
  • Any Platte Valley Bank Trust Service
  • Any investments through Platte Valley Investment Center, Inc., Raymond James Financial Services, Inc. in Scottsbluff, NE (These funds are not FDIC insured, not guaranteed by Platte Valley Bank, and are subject to risk and may lose value.)

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    *All transactions at Platte Valley Bank ATMs are free.  Foreign transaction surcharge fees at ATMs not owned by Platte Valley Bank will be reimbursed by us and deposited to your account.
     
    **The "collected balance" on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.