October 10, 2015
Personal Banking

VISA Credit Cards


You may view your credit card account and/or make payments online. After entering the Platte Valley Bank web site you will be able to access your account through the menu on the left side of the home page. Just click View Statement under the "Credit Card Statement" sub-heading. You will need to register to establish a user name and password.
VISA® Card Choices

VISA® Check & Cash Debit Card
It's a debit card that works like a check. You don't have to write a check to make purchases as the money comes directly from your checking account.
Ask about our CA$H BACK REWARD$
Earn a cash back reward just by using your Platte Valley Bank Debit Card or Business Check Card. 
  • No enrollment process! 
  • No enrollment fee or annual fee! 
  • No minimum purchase or maximum purchase to qualify! 
  • No minimum or maximum cash back reward limits! 
For more details contact us at 308-632-7004 or Toll Free at 1-888-632-7004 or contact one of our Personal Bankers.

VISA® Business Check Card*
No hassle purchasing power. The card, that works like a check. Your business wins when you save time and money. PLUS, there are many other benefits.

VISA® Classic Card*
No annual fee. Worldwide acceptance. You have 24/7 cash! Other benefits:
  • Auto Rental Insurance 
  • 25-Day Grace Period 
  • Toll Free Assistance Number 

VISA® Merit Card
Low annual fee. Enjoy the benefits of having a VISA® card, even if you have a limited credit history or have had credit problems.
  • 25-day Grace Period 
  • Acceptance at millions of merchant locations worldwide 
  • Toll Free Assistance Number 
  • Low $18.00 Annual Fee

VISA® Gold Card*
No annual fee. Travel and emergency assistance services. Lost / stolen card reporting. Purchase security / extended protection. Other benefits:
  • 25-day Grace Period 
  • Auto Rental Insurance 
  • Travel Accident Insurance 

VISA® Gift Card
Right color. Right size-every time!
  • $5.95 cost per card 
  • Card can be loaded with a minimum of $25-up to a maximum of $500 
  • There will be a specified expiration date upon date of purchase 
  • "Not" re-loadable 
  • No embossing of cardholder's name 
  • Will come with a gift card carrier 
  • Gift card envelope 
  • Terms and conditions that explain any fees that may be applicable to the Cardholder, which could be: 
    • Dormant fee of $2.50 per month after 6 months 
    • Balance transfer fee $15.00 for a reissue of card after expiration 
    • Telephone service fee $ .50 per call after two calls to a live operator 
    • Lost/stolen fee of $15 for existing balance to new card 
    • (Any applicable fees will be auto charged to the card account balance) 
    • Toll free automated number to check balance & last five transactions 
    • Allows cardholder to dispute exception processing through a live operator and ïlive customer service 24/7 365 days 

How We Calculate Your Balance:
We use a method called "average daily balance (including current transactions)". Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the Cardholder Agreement.
Prime rate as of 12-16-08 is 3.25%  
  • Prime plus 4.25% APR for VISA® Gold 
  • Prime plus 5.25% APR for VISA® Classic. 
  • Prime plus 11.25% APR for MERIT VISA®
Rates may change. Cash Advance Fee - 2% of advance not to exceed $10.00. Late payment fee $20.00. Returned check fee $20.00. Low minimum monthly payments, which is 3% of the outstanding balance (or $10 minimum).
Subject to final review of your financial information. Ask for terms and disclosures.
*Subject to Credit Approval. Call Bank for Terms & Agreements.